Glossário Solana
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Interest Rate Model

📖O que é

The algorithm a lending protocol uses to determine borrow and supply interest rates based on pool utilization. Most Solana lending protocols use a kinked (piecewise linear) model with a gentle slope below optimal utilization and a steep slope above it, creating urgency to repay when liquidity becomes scarce. Parameters include base rate, optimal utilization point, and slope values for each segment.

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